SJP's Investment Management Approach
As we live longer, it’s becoming increasingly important to plan for the life ahead of us. We know that everyone’s financial journey is different, which is why our approach to financial and investment planning is based on your unique goals.
To understand your goals and provide peace of mind throughout your life, we will work with you in three different ways:
PLAN: When aiming towards longer-term financial goals, such as a comfortable retirement, you’ll need a detailed plan. We’ll work together to agree a plan that works for you.
DESIGN: After considering your time horizon and attitude to risk, we can design an investment portfolio to match the plan.
REVIEW: Market conditions change. So can personal circumstances. We’ll keep a close eye on your investments monitor if they stay on track.
Superior Investment Results
St. James's Place recognises that no single investment house has a monopoly on investment expertise, and St. James's Place do not employ in-house investment managers. Instead we carefully select a number of external managers of outstanding ability to manage our range of funds.
This has a number of advantages:
- It gives us the freedom to select first-class managers from the global investment market to manage our funds on behalf of our clients
- It enables us to change any of these managers at short notice if we have lost confidence in them, that avoids tax consequences or inconvenience to our clients
- It offers our clients a real opportunity to diversify their investments by spreading their money across funds managed by different managers with different styles
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The St. James's Place approach to investment management only applies to St. James's Place products.
SJP's global approach to fund managers
Key to the distinctive approach is the ability to identify and select fund managers from around the world. Contracting out fund management gives greater freedom and the flexibility to source investment expertise on a global scale, giving you diversification and investment expertise that is beyond the scope of many wealth advisers.
The map opposite indicates fund managers whose strategies are exclusive to you.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may go down as well as up. You may get back less than you invested.
More about the SJP Investment Committee
Members of the Investment Committee
Our Investment Committee 'manages the fund managers' on your behalf and is the cornerstone of the St. James's Place approach.
The consultants
The investment consultants play a vital role in the selection and monitoring fund managers, as well as assisting the Investment Management team with investment strategy and the development of our fund range.
Responsible investing
We know that many of our clients want their money invested responsibly, even if preserving and growing capital, or generating income, might be their primary aims. We take this priority seriously, not least though integrating environmental, social and governance (ESG) factors into our investment process.
