Retirement planning

The good news is, many of us are living longer, and spending more of our lives enjoying retirement than ever before. However, that means we may need to fund a longer retirement than we anticipated.

In our recent survey, we revealed that almost half the residents in Hong Kong and Singapore haven’t saved enough to enable them to live the life, and the lifestyle, they imagined on retiring. 1 And if your retirement savings don’t match up to your expectations, you may need to work longer, or rely on help from your family.

Choosing how we manage our money to help make sure we have enough to live on comfortably in later life is a highly personal choice. We also have more options available to manage our retirement income flexibly than ever before. You can take more when you need more; less when you need less.

Whilst all that flexibility and choice is positive, it can feel like there are almost too many options.

Don’t let that stop you; because when it comes to planning your retirement, it’s never too soon to get started.

Whether you need to start planning, or take another look at your existing retirement strategies, we offer a full range of expert advice and services that cover every aspect of retirement planning. So you can control your income and estate with confidence, as you grow older.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and can fall as well as rise. You may get back less than you invested.

1 St. James's Place Asia Retirement and Wealth Planning Survey 2020, undertaken by Sandpiper Communications (1,019 Hong Kong respondents and 1,045 Singapore respondents)

Use our retirement calculator

In order to enjoy a long retirement life, you need an adequate amount of retirement savings.

However, everyone’s retirement goals are different, and numbers vary wildly between individuals. Retirement savings should be seen as a necessary expense: not an afterthought. It is an integral part of household budgeting, just like grocery and lighting bills. Whatever the amount, early retirement planning is the first step.

Use our retirement calculator below to calculate how big your retirement fund needs to be from the age you plan to retire.

Get in touch

We offer professional, tailored, face-to-face advice based on your current circumstances and future aspirations. Start your journey today with St. James's Place.